Witham Financial Services    >    Investments

Investments

There are various types of saving and investment opportunities, and investing your money needs careful consideration.

Whether you want to invest large sums of money on the stock market or put away small amounts of cash each month into an ISA, we can offer expert advice and project manage your investment portfolio for you. It’s our job to tailor your investment plan to your individual requirements and goals. With access to the best rates and deals on the market, we’ll ensure you’re making the best use of your spare capital.

Why should you invest?

If money is sat there in the bank, stagnant, then why not put it to good use? Most investment vehicles, such as stocks, certificates of deposit, or bonds, offer returns on your money over the long-term. Your money will build, creating wealth over time.

If you don’t invest you’re missing out on the chance to increase your wealth. Of course, there are risks with all monetary investments but if you invest wisely there’s a real potential to earn serious amounts of cash.

There are a number of great reasons to invest; you may want to save for your retirement; help out family members; start a business or simply grow your money for money’s sake.

Where should you invest?

Where you should invest depends entirely on how much money you have to spare, why you’re investing, how long you want to invest for and how much of a risk you’re willing to take.

The value of your investments can go down as well as up, so you could get back less than you invested.


Key Services

Investment trusts, Unit Trusts and OEICs

This is where your money is pooled with other investors’ money to buy shares across a number of companies. This spreading of money allows you to cost effectively ‘spread your risk’ across multiple companies. With OEICs there’s no limit to the amount of people who can invest.

Share Dealing

Share dealing is a complicated beast and requires real expertise to ensue you’re investing in the right companies. Share dealing lets you set up your own portfolio of shares and deal in specific companies’ stocks directly. It’s a little riskier than grouped methods as detailed above so it’s definitely worth talking to us to give you all the necessary advice you need to make an informed decision.

Asset investments

This may seem like an unconventional means of investing your money, but the results can be surprising. Have you ever watched Antiques Roadshow and wished you were the individual who’d just quadrupled their money over 5 years with an antique painting? It’s not out of your reach. The same goes for gold, platinum and silver. It’s becoming an increasingly popular way to invest.

Pensions

You also may want to consider investing in a pension. Pensions have a number of tax benefits and can significantly boost your investment funds.

Property

Property is another great way to invest your money. You could rent the property out or renovate it to sell on for a profit. Finding the best mortgage deal to suit your requirements involves a fair amount of preparation, but here at Witham we can access the best mortgage deals on the market.